Roth conversions get talked about a lot, but most people misunderstand what actually makes them work. Mitch breaks down how this strategy really plays out, from tax math to long-term control over your money.
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Roth conversions sound simple on the surface, but once you dig in, the strategy gets a lot more nuanced. Mitch walks through the many factors that go into deciding whether a Roth conversion makes sense for your situation.
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In this episode, Mitch discusses the difference between market pessimism and optimism, and how both affect your retirement strategy. Having the right strategy can protect your peace of mind and keep you on track, no matter what the market does.
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Retirement planning questions don’t always come neatly packaged, and sometimes the most valuable insights come from real-world scenarios. In this episode, Mitch digs into a handful of listener questions that highlight some of the most common (and important) decisions people face as retirement approaches.
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Rebalancing isn’t just about adjusting your portfolio- it’s about making smarter decisions that impact your taxes, income, and long-term retirement success. In this episode, Mitch Lyons explains why focusing on the process matters more than chasing performance, and how strategies like Roth conversions can dramatically change your financial outcome over time. You’ll also learn why some people delay planning out of fear, why others are overly confident, and how both can lead to costly mistakes.
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Markets go up, markets go down, but your portfolio doesn’t automatically adjust with them. Over time, strong market performance can push your investments into risk levels you never intended to take. That’s where rebalancing comes in. In this episode, Mitch breaks down what rebalancing means, when it matters most, and how it connects to bigger decisions.
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Inflation isn’t just a headline- it’s a long-term force that can quietly reshape your retirement. In this episode, the con-versation explores how rising costs impact everything from everyday spending to long-term income needs, and why what feels like “enough” today may fall short in the future. You’ll hear how advisors like Mitch factor inflation into retirement planning, stress-test different scenarios, and build income strategies designed to keep up over time.
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A lot of people head into retirement like it’s the fourth quarter with the wrong playbook, relying on old rules of thumb that may no longer apply. In this episode, Mitch uncovers some of the biggest retirement myths that can quietly kill your retirement. By understanding the real X’s and O’s, you can call better plays and build a strategy built to go the distance.
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Retirement is the ultimate fourth quarter, and the clock is always running. In this episode, Mitch draws powerful parallels between football and financial planning, unpacking two fears almost every retiree faces. Just like on Sundays, talent isn’t enough; you need a game plan. Just like in football, reacting isn’t enough. You need a clear plan before the pressure hits.
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Today, Mitch tackles the big questions that keep people up at night about retirement. Through real-world examples and simple analogies, he breaks down how to think about “having enough” in terms of monthly income rather than just a big number on a statement. If you’ve ever wondered where you stand and what actually drives long-term financial security, this episode provides a practical approach.
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