Rebalancing Your Portfolio: When and Why It Matters

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Markets go up, markets go down, but your portfolio doesn’t automatically adjust with them. Over time, strong market performance can push your investments into risk levels you never intended to take. That’s where rebalancing comes in. In this episode, Mitch breaks down what rebalancing means, when it matters most, and how it connects to bigger decisions. The years leading into retirement require a different mindset, and a lack of adjustment may create unnecessary risk.

Here’s some of what we discuss in this episode:

⚖️ Why Rebalance: Keeping your risk aligned with your comfort level

📊 Market Drift: How strong returns can quietly increase risk

💡 Tax Opportunities: Where Roth conversions fit into the picture

⏱️ Timing Matters: Why there’s no one-size-fits-all schedule

💥 Stress Testing: Seeing how your plan holds up under pressure

0:00 – Intro

0:48 – What Does “Rebalancing Portfolios” Mean?

2:45 – Market Performance and Rebalancing

4:29 – Roth Conversions

6:38 – How Often Should I Rebalance?

7:57 – Stress Testing

Resources

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The Lyons Share - Family, Faith, Football, Finance And Fun
The Lyons Share - Family, Faith, Football, Finance And Fun
Mitch Lyons

Welcome to "The Lyons Share," a podcast where family, faith, football, finance, and fun come together. Hosted by Mitch Lyons, a former NFL player and founder of Mitch Lyons Wealth, this podcast offers a unique blend of insightful discussions and lighthearted conversations. Join Mitch as he shares his experiences, wisdom, and stories. Whether you're a football fan, finance enthusiast, or simply looking for inspiring content, "The Lyons' Share" has something for everyone.