In this episode, Mitch explains how retirement income can be structured around both essential expenses and the experiences you want to enjoy. Retirement planning is not just about reaching a certain savings number. The real question is not simply how much you have saved, but how much reliable income those savings can create.
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A retirement plan should not depend on everything going exactly right. Markets change. Tax rules shift. Healthcare expenses rise. Life takes unexpected turns. In part two of this series, Mitch explains how to create a retirement strategy with distinct roles for income, protection, and long-term growth, while maintaining enough flexibility to adjust as conditions change.
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A well-funded retirement can still be vulnerable if the plan behind it is incomplete. In part one of this two-part series, Mitch explains why reaching a certain account balance is only the beginning, and why the transition into retirement requires a different kind of preparation.
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Discover what real retirees are worried about behind the scenes of their financial lives. In this mailbag episode, Mitch responds to questions that reveal how emotional retirement decisions can become, even when the numbers appear straightforward.
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Retirement planning is about more than reaching a certain savings number. Mitch explains why dependable monthly income, tax planning, and strategic Roth conversions can provide greater control and confidence. He breaks down the difference between Roth contributions and conversions, highlights the risks of relying too heavily on market withdrawals, and explains how retirees can identify and fill an income gap.
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In this episode, Mitch explains why retirement planning is really income planning, how the shift from pensions to 401(k)s changed everything, and how a strategic income approach can help reduce uncertainty and create greater confidence throughout retirement.
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Are Americans really prepared for retirement? A recent Census-backed retirement study suggests most people are falling far behind- but the headline numbers don’t tell the whole story.
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In this episode, Mitch explains the difference between Roth contributions and Roth conversions, why paying taxes on your terms can create greater flexibility, and how common retirement risks like market volatility, inflation, healthcare costs, and longevity can derail even the best-laid plans.
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For many Americans, the 401(k) is the foundation of their retirement strategy. But is it really a complete retirement plan? In this episode, Mitch explains why retirement requires more than simply accumulating assets. He discusses how different financial tools serve different purposes and how a clear blueprint can help bring order to an otherwise confusing process. If you’ve spent years contributing to a 401(k), tune in to learn how to turn savings into a successful retirement.
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Many people spend decades saving, investing, and paying down debt without realizing how much wealth they’ve accumulated. In this episode, Mitch discusses the idea of the “hidden millionaire” and why net worth can sometimes tell a very different story than your checking account balance.
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